Critical Illness Insurance
Critical illness insurance can help fill a financial gap if you experience a serious illness such as cancer, heart attack or stroke. Upon diagnosis of a covered illness, a lump-sum, tax-free benefit is immediately paid to you. Benefits can be used to help cover medical costs, transportation, childcare, lost income, or costs associated with adjusting to life following a critical illness.
Don’t miss a $100 benefit per covered person per year who completes a health screening! Contact The Hartford for more information.
You choose a benefit amount that fits your paycheck. You can cover yourself and your family members if needed. The Hartford provides coverage for this program.
Example Scenario
Tom suffered a relatively small stroke.
- He was hospitalized for five days.
- He began rehab to get back to where he was physically before the stroke.
- Tom submitted his claim and received a lump-sum payment of $10,000.
Sample Reimbursements
Deductible (Individual/Family)
$XX/$XX
Out-of-Pocket Max (Individual/Family)
$XX/$XX
Preventive Care
$XX
Primary Care Visit
$XX
Specialist Visit
$XX
Urgent Care
$XX
Emergency Room
$XX
Sample Reimbursements
Employee and Spouse: $5,000 – $30,000 in $5,000 increments
Children: $1,000 – $15,000
What Critical Illness Insurance Covers
● Heart Attack
● Multiple Sclerosis
● Stroke
● Alzheimer’s Disease
● Parkinson’s Disease
● Major Organ Failure