Retirement

One of the best ways to ensure a secure retirement is to start saving as early as possible. Our 401(k) savings plan allows you to save for retirement on a pretax basis. You can begin contributing to the plan at any time once you become eligible and start making contributions to your account through convenient payroll deductions.

Rakuten offers a 401(k) through Fidelity. The 401(k) plan allows you to save for retirement and enjoy significant tax advantages. You can contact Fidelity any time by logging in to 401k.com for more information about the plan, your account balance, making contributions, changing investment elections, initiating a rollover or requesting a loan or withdrawal.

    Plan Information

    Plan Name: XXXX

    Policy Number: #XXXX

    Effective Date: XX/XX/XXXX

    Network: XXXX

    Who is Eligible for the 401(k)?

    All US-based employees over the age of 18 are eligible to participate in the company’s retirement savings plan.

    How Do I Enroll in the 401(k)?

    You can enroll in the retirement savings plan by visiting your plan provider’s website and registering with your personal information. Once registered, you’ll be able to select your contribution percentage.

    For more information, call Fidelity at (800) 835-5095 or visit the website at 401k.com.

    Increase Your Retirement Savings with a 401(k)

    • For your retirement plan, Rakuten will match 100% of each Participant’s Deferral Contributions up to four percent (4%) of Compensation for those Participants who are credited with three (3) or more Years of Service as of the end of the Plan Year; and
    • 100% of each Participant’s Deferral Contributions up to three percent (3%) of Compensation for those Participants who are credited with less than three (3) Years of Service as of the end of the Plan Year;
    • Years of Service for purposes of the Matching Employer Contribution benefit accrual shall be determined based upon each Participant’s period of employment for the Employer as calculated from the most recent hire/rehire date, or as calculated from the Employee’s Continuous Service Date in the case of a corporate acquisition or under the Employer’s bridging of service policy as defined in the corporate handbook, disregarding any periods of severance.