Lifestyle Spending Accounts

Starting in 2026 our Lifestyle Spending Account will be administered by Espresa! Please stay tuned for more information about Espresa and how to access their platform.

Well-being Reimbursement Program

The Well-being Reimbursement program reimburses 100% of your eligible expenses up to $350 per year. Reimbursements will be reviewed by Espresa and, if approved, paid to you as taxable payroll.

Eligible expenses under the Well-being Reimbursement Program:

  • Fitness-related items
  • Financial planning or tax advice with a Certified Financial Planner (CFP) or financial advisor

Click here to review the full program guidelines.

Eligible expenses under the Well-being Reimbursement Program:
  • Financial planning or tax advice with a Certified Financial Planner (CFP) or financial advisor.
  • Any type of fitness or exercise-related lessons, classes (inperson or online), or personal training.
  • Any type of massage therapy recovery tools for the home (i.e. foam roller, deep tissue massage gun like Theragun, lacrosse balls) specific to exercise recovery ONLY.
  • Smoking cessation program fees and nicotine replacement items approved by the FDA (Ex: gum and patches).
  • Any type of clothing or footwear, including orthotic inserts, designed for or assisting with any fitness or exercise activity.
  • Any type of electronic device that assists with or tracks fitness activity, including the Apple watch or other similar device.
  • Any type of equipment or hardware used for, or to assist with, any fitness or exercise activity, including at-home exercise equipment.
  • Any type of gym membership or sport-related club membership fee, including online fitness subscriptions and fitness apps.
  • Any type of support gear or brace device worn on the body that assists with or allows for fitness activities.
  • Weight loss program fees and/or monthly membership fees, and weight loss PROGRAM food costs.
  • Dietary supplements to support a person’s diet or health goals. These supplements may include vitamins, minerals, amino acids, herbs, or other botanicals, as well as substances like protein powders or meal replacement shakes.

Child Care Reimbursement Program

The Child Care Reimbursement program will be available to you if you are assigned to a Rakuten office. People who are designated as remote workers are not eligible. The program will reimburse 100% up to $350 per year for daycare services that provide care for a dependent while you are at work. Reimbursements will be reviewed by Espresa and, if approved, paid to you as taxable payroll.

Eligible expenses under the Child Care Reimbursement Program:

  • Childcare provided by a babysitter or dependent care center that provides care for a dependent while the parent is at work.
  • The cost of a cook, housekeeper, maid, or cleaning person who provides care for a dependent while the parent is at work.
  • Day camp or summer camp fees, even for camps centered around a sport or activity, qualify if the camp was selected to provide care for a dependent while the parent is at work. Overnight camps do not qualify.
  • Costs related to before- and after-school care for a dependent while the parent is at work.

Click here to review the full program guidelines.

Eligible expenses under the Child Care Reimbursement Program:
  • Childcare provided by a babysitter or dependent care center that provides care for a dependent while the parent is at work.
  • The cost of a cook, housekeeper, maid, or cleaning person who provides care for a dependent while the parent is at work.
  • Day camp or summer camp fees, even for camps centered around a sport or activity, qualify if the camp was selected to provide care for a dependent while the parent is at work. Overnight camps do not qualify.
  • Costs related to before- and after-school care for a dependent while the parent is at work.
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