Per Pay Period Plan Costs
Rakuten International pays for the full cost of coverage for employee only coverage on the Aetna HDHP Medical plan as well basic Life, AD&D, STD, LTD coverage, and Voluntary Accident insurance (if enrolled in the Aetna HDHP Medical plan). You share in the cost of coverage for other plans and coverage levels.
In general, you pay for health coverage before federal, state, and social security taxes are withheld, so you pay less in taxes. Please note that unless your domestic partner is your tax dependent as defined by the IRS, contributions for domestic partner coverage must be made after-tax. Similarly, the company contribution toward coverage for your domestic partner will be reported as taxable income on your W-2. Contact your tax advisor for more details on how this tax treatment applies to you. Notify Rakuten International if your domestic partner qualifies for coverage as a domestic partner by completing the Domestic Partner Affidavit.
Note: Deductions taken from the first two paychecks of each month – no deduction taken when there is a third paycheck in a month.
Aetna HDHP
Employee Only: $0.00
Employee and Spouse/DP: $25.00
Employee and Child(ren): $20.00
Employee and Family: $40.00
Aetna PPO
Employee Only: $75.00
Employee and Spouse/DP: $210.00
Employee and Child(ren): $160.00
Employee and Family: $320.00
Aetna EPO
Employee Only: $75.00
Employee and Spouse/DP: $210.00
Employee and Child(ren): $160.00
Employee and Family: $320.00
Kaiser HMO (CA)
Employee Only: $75.00
Employee and Spouse/DP: $215.00
Employee and Child(ren): $170.00
Employee and Family: $270.00
Delta Dental PPO
Employee Only: $5.00
Employee and Spouse/DP: $15.00
Employee and Child(ren): $15.00
Employee and Family: $30.00
VSP Vision
Employee Only: $1.00
Employee and Spouse/DP: $2.00
Employee and Child(ren): $2.00
Employee and Family: $3.50
Domestic Partner Coverage
Please note that unless your domestic partner is your tax dependent as defined by the IRS, contributions for domestic partner coverage must be made after-tax. Similarly, the company contribution toward coverage for your domestic partner and his/her dependents will be reported as taxable income on your W-2. Contact your tax advisor for more details on how this tax treatment applies to you. Notify Rakuten if your domestic partner is your tax dependent.