Life and AD&D Insurance
Voluntary Life and AD&D
Voluntary Life and AD&D insurance allows you to purchase additional life insurance to protect your family’s financial security and additional accidental death and dismemberment insurance to protect in case you suffer from loss of a limb, speech, sight or hearing or if you have a fatal accident. Coverage is provided by The Hartford.
Guaranteed Issue and Evidence of Insurability: Employees and spouses who elect Voluntary Life and AD&D coverage when they are first eligible can elect up to the Guaranteed Issue (GI) amount without Evidence of Insurability (EOI). If the amount requested is more than GI, you will need to provide EOI before the amount over GI becomes effective. or hearing, or if you have a fatal accident. The cost of coverage is paid in full by the company. Coverage is provided by The Hartford.
For information on how to contact each vendor, download the vendor app, navigate to the carrier’s website, or click Plan Contacts.
Voluntary Life and AD&D
For you: Increments of $10,000 up to lesser of five times covered annual earnings or $500,000.
Guaranteed issue is $100,000 for New Hires. Any amount for those enrolling after the New Hire window will pend for review.
For your spouse: Increments of $5,000 up to Lesser of 100% of the employee elected amount or $100,000.
Guaranteed issue is $25,000 for New Hires. Any amount for those enrolling after the New Hire window will pend for review.
For your children: $10,000.
For more information, contact The Hartford at 888-563-1124 or visit the website at thehartford.com.